Synchrony Financial offers private label and co-branded credit cards, promotional financing and installment lending, loyalty programs and FDIC-insured savings products through Synchrony Bank.
Acima approves you for up to $3,500 without going through the hassle of traditional credit card lenders. It's great for anybody with bad credit or no credit. The program works like rent-to-own: you are not charged for interest right away but rather month to month. The sooner you pay it off the lower the cost.